Chintastic!

I’ve been able to transfer money through my banking app for a while without issue. Not sure where that came from in the post, cause it’s not true lol.

I’ve had direct deposit at every job I’ve worked for over a decade. Before then, I only had one job that didn’t offer it, though I had friends with jobs that did have direct deposit. Very common to have it these days. Some jobs can even get you direct deposit for the amount you worked that very same day, so I’d work 8 hours and by the time I get home, I’d have my pay from that day, and it’s like that everyday.

Source: US citizen

Looked into it some more - I can move money to an external account via the app at no cost, but a “wire transfer” needs to be performed in person or over the phone with my bank, and there is a $20 fee. Not sure what the difference is besides the name and how the banks are handling it, but it’s the same thing. I can send money to someone at the same or a different bank/credit union for free and without relying on third party apps. Will edit my comment.

Idk what all this talk is about - we have wire transfers in the US. I don’t need a third party to do it either, it’s exactly as you’ve described, I can do one through the bank’s app or on their website, and it’s free. It’s not as common though since the information required is: Name of the recipient’s account exactly as it is, account #, routing #, and exact name of the bank tied to the routing #. You can save that info though to make it easier to transfer the next time around - it’s very useful for close family and friends.

EDIT: Turns out I have two different ways of transferring money. One is just moving money between accounts, can be at the same or a different financial institution, has the same functionality as a wire transfer, is free, and doesn’t rely on third party apps. A wire transfer is apparently done via some federal system and does require paying $20 or so, but I haven’t had to do a wire transfer in forever. I’m not sure why anyone would want to do a wire transfer.

It was recently discovered that plants do talk to each other. It’s still being studied.

Finally, some quality content

Same.

Your comment reminds me of a Stephen Fry quote.

“You slip into a suit for an interview and you dress your language up, too. You can wear what you like linguistically or sartorially when you’re at home or with friends, but most people accept the need to smarten up under some circumstances.” - Stephen Fry, 5:00.

I was thinking the same thing, but buying something tangible off my wife. Money is ours lol