You are doing it wrong. Framework is easy to DIY, use that option and bring your own memory and storage. Only get what you need right now, you can always upgrade later when prices come down. Instead of the included charger, get a high quality third party 65W GAN charger. All that gets the cost down to about 1600 with barely any downside. Don’t buy a modular device without using the modularity to your advantage.
At least the framwork has windows support - I couldn’t bear the thought of forcing linux onto people and have them missing out.